Pay on Time Finance Center Searcy, Arkansas - Phone 501-368-0888


City of Searcy, Ar Auto Dealership Pay on Time. Your friendly neighborhood car dealership.

Welcome to Pay on Time in Searcy, Arkansas

Pay on Time is willing to give you a second chance to finance a car. For over six years, Pay on Time has been helping Arkansans find quality pre-owned cars, trucks, and SUVs on terms to match their budgets and credit histories.

We aren't your typical Arkansas used car dealership; our car lot is staffed with experienced, bi-lingual sales consultants who have the experience and the knowledge to help you choose your car and to assist you with in-house auto financing!

In many instances, our business relationships have actually helped repair our customer's credit standings by providing them with second chance no credit/bad credit auto loans, and putting them in the car of their dreams. It's all a part of helping you to establish or re-establish your credit!

On this site, you'll find photos and descriptions of our current inventory, as well as a credit application that will help us determine the best financing option for you. We welcome your calls as well as your visits to our dealership and hope that we can be of service to you soon. Pay on Time is open 8am-6pm Monday through Friday and 8am-4pm on Saturday to serve you!



Auto Finance Center

  • 1000 Eastline Rd.
  • Searcy, Arkansas 72143
  • (501) 368-0888

    Hours of Operation

  • Mon-Fri: 8:00am - 6:00pm
  • Saturday: 8:00am - 4:00pm
  • Sunday: Closed
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